The quality of the underwriting process is critical for the successful business of lending. Complete automation of the process with a machine learning model that takes a decision significantly improved the loan portfolio quality and increased the speed of decision-making. We developed a model to predict events of borrower default. The model demonstrated superior to…

For a banking organization, we developed an interactive tool that performs social media data analysis to facilitate marketing activities by understanding audience interests, social group affiliation, demographics, etc. The solution enabled the bank to provide discounts and offers to increase loyalty and decrease churn.